COMPANY         GROUP
2015   2014       (R’million) 2015   2014  
          31 Borrowings        
142,3   169,3     31.1 Secured loans 613,3   1 009,9  
            Loan bearing interest at 4,0% per annum, repayable by 2016
(denominated in euro)
2,9   5,4  
142,3   169,3       Loan bearing interest at 6,8% per annum, repayable by 2018
(denominated in CAF franc)
142,3   169,3  
            Loan bearing interest at 12,0% per annum, repayable by 2020
(denominated in Kenyan shilling)
35,3   39,0  
            Loan bearing interest at 8,4% per annum, repayable by 2017 
(denominated in South African rand)
73,6   118,8  
            Loan bearing interest at 7,0% per annum, repayable by 2018 
(denominated in Nigerian naira)
11,1   16,0  
            Loan bearing interest at 7,0% per annum, repayable by 2021 
(denominated in Nigerian naira)
53,0   69,1  
            Loan bearing interest at 0% per annum, repayable by 2056 
(denominated in Ethiopian birr)
1,2   1,1  
            Loan bearing interest at 16,0% per annum, repayable by 2016 
(denominated in Nigerian naira)
138,8   178,8  
            Loan bearing interest at 17,0% per annum, repayable by 2016 
(denominated in Nigerian naira)
23,2   226,5  
            Loan bearing interest at 16,5% per annum, repayable by 2016 
(denominated in Nigerian naira)
47,5    
            Loan bearing interest at 16,0% per annum, repayable by 2017 
(denominated in Nigerian naira)
84,4   185,9  
            Analysis of secured loans by nature of security:        
142,3   169,3       Pledge of shares (Chocolaterie Confiserie Camerounaise; refer to note 36) 142,3   169,3  
            Property, plant and equipment 397,4   721,8  
            Put option against Tiger Brands 73,6   118,8  
142,3   169,3         613,3   1 009,9  
            Refer also to notes 11.5 and 36 for details of security        
          31.2 Unsecured loans 1 042,9   546,4  
            Loan bearing interest at 14,5% (2014: 11,1%) per annum, repayable by 2016 (denominated in Kenyan shilling) 20,6   29,1  
            Loan bearing interest at 8,0% per annum, repayable by 2016 (denominated in Nigerian naira) 22,3   17,3  
            Loan bearing interest at 6,0% per annum, repaid during 2015   500,0  
            Loan bearing interest at 7,1% per annum, repayable on a 13-month notice period (denominated in South African rand) 1 000,0    
          31.3 Capitalised finance leases 5,2   7,0  
            Repayment during the next year 2,1   2,2  
            Repayments later than one year and no later than five years 3,1   4,8  
            Refer note 33.4.        
            Liabilities under capitalised finance leases bear interest at 9,5% per annum.        
            Capitalised finance leases relate to plant and equipment with a book value of R6,2 million  (2014: R11,0 million) as per note 11.4 of these annual financial statements.        
142,3   169,3         1 661,4   1 563,3  
          31.4 Instalments disclosed as:        
43,8   37,5       Short-term borrowings 445,6   935,9  
98,5   131,8       Long-term borrowings 1 215,8   627,4  
142,3   169,3         1 661,4   1 563,3  

  (R’million) South
African
rand
Euro Nigerian
naira
Ethiopian
birr
Kenyan
shilling
CAF
franc
Group
total
 
31.5 Summary of borrowings by currency and year of repayment                
  During 2016 62,3 2,9 304,7 31,9 43,8 445,6  
  During 2017 1 015,5 44,7 9,4 47,3 1 116,9  
  During 2018 1,0 12,8 9,2 51,2 74,2  
  During 2019 11,6 5,1 16,7  
  During 2020 and thereafter 6,5 1,2 0,3 8,0  
    1 078,8 2,9 380,3 1,2 55,9 142,3 1 661,4  

COMPANY         GROUP
2015   2014       (R’million) 2015   2014  
194,9   37,5     31.6 Short-term borrowings 3 624,0   4 022,1  
151,         Bank overdrafts 3 178,4   3 086,2  
43,8   37,5       Current portion of long-term borroings 445,6   935,9